Paytm is one of the largest payment sending services in India. With Paytm, you can send or receive money from any Paytm user in India. To use their service, you can use the Paytm app, which is available for both Android and iOS devices. But, when people want to use Paytm on PC, they face a problem. Because people often look for a dedicated Paytm app for their PC. So, if you are looking for a way to use Paytm for PC, then you just have come to the right place. In this guide, we’ll share the working method of using this payment platform on your PC.
Not everyone wants to use Paytm on their smartphones. So, if you are one of them, then you can use this payment platform on your PC easily without any issue. And you’ll get the same features of the Paytm Android or iOS app on your PC. So, you can operate your account directly from your PC, and it’ll be easy for you. However, there are some limitations that are also present there. Below, you’ll get all the necessary details of using it on your PC. So, read this post completely if you want to use it on your PC.
What is Paytm?
Paytm is an Indian payment platform and eCommerce platform. It is one of the largest payment platforms in India. There are millions of users who are using it to send or receive money. The main purpose of why people use Paytm is to send or receive money remotely from their phones. Paytm also capable of sending or receiving money through UPI (Unified payment interface). And users can also shop from the Paytm eCommerce platform. Although the Paytm eCommerce platform isn’t as famous as the payment platform, still it has millions of users in India.
Paytm also launched its Payment bank for the users. The Paytm payment bank service is a cloud banking platform offered by Paytm for Indian users. In terms of banking and payment-related services, Paytm has covered them all. It is most popular in Indian shops where the customers prefer to pay cashlessly with Paytm. And in recent years, there’s been a cashless trend in the Indian market. So, in terms of cashless payments, most of the users prefer to pay via Paytm to the shop owners. In simple words, Paytm is one of the most popular payment platforms that people use to send or receive money.
About Paytm Accounts & Payments Bank
To create a Paytm account you just need an Indian mobile number. After creating the account on this platform, you have to do minimum KYC to send or receive money through your Paytm account. You can use your Indian Voder ID/ Driving License/Passport to do the minimum KYC. After doing the Minimum KYC, you’ll be able to use most of the features of this payment platform. It requires a few minutes to set-up a new account on Paytm. So, it is one of the easiest ways to send or receive money from anyone who is using Paytm.
However, you shouldn’t mix up the Paytm payment service with Paytm bank. Although you can use both the services in one single Paytm app, but to use the Paytm Payment bank, you have to do Full KYC. To do full KYC, you have to visit your nearest Paytm KYC point and do your KYC with required Government documents. Then you’ll be able to do transactions on the Paytm Payment Bank platform. It is just like any other Indian bank, but as it’s cloud-based, there are no physical branches. You can do FD, get a Debit card (Both virtual and physical) on the Paytm Payment bank platform.
Here are some of the popular services that you can avail of with Paytm. You can get all the services only on the Platform. If you have done the Full KYC on Paytm, you can use all the services on the platform. But, if you haven’t done Full KYC, some services will be unavailable for you.
Send & Receive Money
Paytm has become popular among users because of this service. It is one of the best ways to send or receive money from one Paytm account to another remotely. You can use Credit Card, Debit card, Netbanking, or UPI to send or receive the money. Paytm also has a wallet feature where you can add money and use it to do transactions on the platform. Paytm UPI money transfer is more popular as the users can transfer money from bank account to bank account in seconds. Thanks to the UPI Payment system in India that makes it possible for the users. So, sending or receiving money through Paytm is very easy. Without meeting someone that you want to send money, you can send it using Paytm.
Another popular service from Paytm is its utilities and bill payment service. You can pay your bills online and do recharges online on this platform. And most of the Paytm users use it for that. You can recharge your prepaid or postpaid mobile, do DTH recharge, broadband recharge, electricity bills recharge, water bill recharge, etc directly from this platform. The bill payment service made it more popular among the users. You can also book train and flight tickets from the app. As it itself is a payment platform, you won’t face problems buying flight or train tickets online using the Paytm app.
Paytm Payment Bank
Paytm Payment Bank is just like any other Indian bank. You’ll get most of the banking features on this platform. But, as it doesn’t have any physical branches, you have to rely on online money transfer and money withdrawal from debit cards. You can also register for UPI from the Paytm payment bank account. So, doing the full KYC of Paytm will give you this feature. And there’s not any minimum balance required on the Paytm payment bank to run the accounts. You can also do Fixed deposits and recurring deposits on the Paytm payment bank.
Paytm Money & Paytm Gold
Paytm money is an investment platform where you can invest in different mutual funds online. It is one of the best ways to invest in mutual funds as you can analyze and invest in the right mutual fund directly from your mobile. Similarly, Paytm gold is a platform where you can invest in gold. You can buy virtual golds or sell them online on the Paytm gold platform. Overall, if you want to invest in virtual gold, Paytm gold will help you to invest in virtual gold online. It is one of the best money investing platforms.
Paytm app is available for both Android and iOS devices. And using the Paytm app, you can use almost every service from Paytm. So, the best way to use this platform is to download the Paytm app on your smartphone, register, or log in on the platform and then use it.
Is Paytm Available for PC?
Here comes the main question, how you can use Paytm on your PC? And is there any dedicated app available for this platform that you can use on your PC? Well, if you are looking for answers to these questions, then let me answer them.
Let me go straightforward. There are not any dedicated app available for this platform for PC. So, you can’t directly use it on your PC. But, that doesn’t mean you completely can’t use this platform. Because there are different ways to use Paytm on your PC.
You can either use the web platform of Paytm or you can install the Android version on your PC through an Android emulator. In both methods, you’ll be able to use their service on your PC. The web platform of Paytm has a similar interface to the app version. So, you’ll be able to use all the features easily on your PC.
How to Use the Paytm Web Platform on your PC?
Using it through the web platform is very easy and recommended. Because you’ll be able to use this platform on your PC without installing any 3rd party software. You just need a browser and an active Internet connection to use the web version. Although there are not every feature that you get on the Paytm app is available on the Paytm web platform, but still, you’ll get most of the features including bill payments and payment send or receive.
The only problem with the web platform is, you won’t be able to make payments using UPI. Because you need your smartphone to approve the UPI payment. Every time you make payment using UPI, you have to approve the payment from your mobile. If you ignore this issue, you’ll be able to use most of the features on the web platform. So, using the web platform is one of the best ways to use it on your PC. To use the web platform on your PC, you can follow the process below. We have described the complete process below.
- First of all, open any browser on your PC.
- Now, click the link below and go to the web platform of Paytm.
- On the right side, you’ll find the option to sign up/sign in. Click on it.
- Now, sign in with your existing account. Enter the mobile number and password to sign in. Or you can scan the QR code on your mobile to sign in. Just open the Paytm app on your mobile and scan the QR code to sign in to your account.
- You’ll receive an OTP (One time password) on the registered mobile number. Enter the OTP.
- That’s it! Now, you’ll successfully log into the account.
- Now, you can use most of the features on the web platform.
As you can see, this method of using Paytm on your PC is very easy. So, it’s recommended to use the web platform of Paytm.
How to Install Paytm App on your PC and use it?
The second method of using it on your PC is to install the Android version of the Paytm app on your PC and then use it. As there is not any official Paytm app available on your PC, you have to install the Android app through an emulator. It’ll work the same as the Android version of the app. So, you’ll be able to use most of the features.
If you don’t like the web interface of Paytm, you can try this method to use Paytm on your PC. However, this method requires installing 3rd party apps as there are not any dedicated Paytm app available for PC. To install and use it on your PC, just follow the process below.
You can use any Android emulator to do the work. Just make sure the emulator that you are using is stable on your PC. Because you won’t want crashing issue while using the Paytm app through an emulator. You can use any Android emulator and there are many of them are available. For this particular guide, we’ll use Bluestacks Android emulator. Bluestacks is a really popular and stable emulator for PC.
- First of all, download the latest version of Bluestacks from the link below.
- Install Bluestacks on your PC.
- Now, download the latest version of Paytm apk from the link below.
- Install the .apk file on your PC using Bluestacks.
- Now, open the app from the app drawer of Bluestacks.
- Log into the Paytm app. And Verify the OTP (One time password).
- That’s it! Now, use the platform inside the Bluestacks Android emulator.
As you can see, this process of using Paytm on your PC is a little bit longer and it requires a 3rd party software like an Android emulator. If you really need to experience the Android app version of Paytm on your PC, then you can do it with the emulator. But, if you want a stable and easy experience, I wouldn’t recommend it to use it with an emulator. Use the web platform instead to get an awesome experience.
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